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PHE Housing Loan |
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In collaboration with the Public Housing Establishment (PHE), Lebanese Swiss Bank
offers a housing program:
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Features:
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Maximum Loan amount LBP 270 million.
Repayment period of 7 to 30 years, split evenly between the bank and the PCH.
Financing of up to 100% of the property value, 10% of which will be blocked at the bank in the name of the PCH.
Interest rate fixed and reviewed every 2 years, calculated as follows: 20% of the 2 years Treasury Bill in LBP +3.5%.
First Mortgage of the property is mortgaged as collateral.
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Conditions |
Must be less than 64 years old by the end of the loan period.
Proof of employment for at least 2 years or for self-employment with sufficient confirmed income.
Household monthly income should not exceed LBP 5 million.
Monthly payment shouldn’t exceed 33% of the monthly income for employees and 25% for self employed.
Life and disability insurance.
Fire insurance.
No file fees.
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For more information or to apply, Visit one of our
branches. |