• Housing Loan
  • Car Loan
  • Personal Loan
  • Educational Loan
  • Loyalty Program
 
PHE Housing Loan
In collaboration with the Public Housing Establishment (PHE), Lebanese Swiss Bank offers a housing program:
Features:
  Maximum Loan amount LBP 270 million.
  Repayment period of 7 to 30 years, split evenly between the bank and the PCH.
  Financing of up to 100% of the property value, 10% of which will be blocked at the bank in the name of the PCH.
  Interest rate fixed and reviewed every 2 years, calculated as follows: 20% of the 2 years Treasury Bill in LBP +3.5%.
  First Mortgage of the property is mortgaged as collateral.
Conditions
  Must be less than 64 years old by the end of the loan period.
  Proof of employment for at least 2 years or for self-employment with sufficient confirmed income.
  Household monthly income should not exceed LBP 5 million.
  Monthly payment shouldn’t exceed 33% of the monthly income for employees and 25% for self employed.
  Life and disability insurance.
  Fire insurance.
  No file fees.
 For more information or to apply, Visit one of our branches.